Frequently Asked Questions about Native org

An on-chain credit-based liquidity platform

Native org is an on-chain platform that enables credit-based liquidity pools, making decentralized liquidity openly accessible and cost effective. Unlike traditional automated market makers, Native org allows professional market makers to access credit backed by pool deposits and provide competitive quotes to traders.

Liquidity providers deposit supported assets into Native org credit pools and earn yield from the fees generated by market-making activity. Market makers use the pooled credit to fulfill swap orders without having to post full collateral, increasing capital efficiency for everyone involved.

Native org serves multiple user types within the DeFi ecosystem:

• Liquidity Providers — Deposit tokens into Native org credit pools to earn competitive yield up to 8% APY.
• Traders — Swap tokens at competitive prices sourced from professional market makers via Native org.
• Market Makers — Access credit from Native org pools to provide quotes and earn spreads without full capital commitment.
• Developers & Protocols — Integrate Native org liquidity into their own platforms via the Native org API and SDK.

Native org credit pools are currently live in BETA on Ethereum mainnet. The platform is fully functional with real assets and real liquidity — over $42 million in total deposits — but it carries the standard caveats of beta-stage software.

Users are encouraged to review all documentation, understand the risks involved with DeFi protocols, and deposit only amounts they are comfortable with. Native org is actively developing and expanding its feature set.

Step-by-step guide to earning on Native org

• Connect your Ethereum-compatible wallet on the Native org app.
• Navigate to the Credit Pools section.
• Select a supported asset (USDT, WETH, USDC, WBTC, or listed tokens).
• Click the Add button and confirm the deposit transaction.
• Your deposited assets begin earning yield immediately based on market maker activity.

Current APY rates on Native org range from approximately 0.69% for WBTC up to 8% for USDT. Rates are variable and depend on market conditions and utilization of the pool.

APY in Native org credit pools is derived from the fees paid by market makers for accessing credit from the pool. The more trading activity routed through Native org, the higher the fee revenue distributed to liquidity providers.

Rates are dynamic and reflect real market conditions. Higher utilization of a pool generally results in higher APY for that pool's depositors. Native org displays current APY estimates for each pool on the platform dashboard.

Withdrawals from Native org credit pools depend on available liquidity at the time of withdrawal. If a pool has high utilization by market makers, there may be a queue or delay. Native org is designed to allow withdrawals under normal market conditions without lock-up periods.

Always review the current pool utilization before depositing if immediate liquidity is a requirement for your situation.

Base Tokens currently available on Native org

• USDT — Tether, ~$12.1M deposited at 8% APY
• WETH — Wrapped Ether, ~$17.9M deposited at 3.37% APY
• USDC — USD Coin, ~$202k deposited at 2.34% APY
• WBTC — Wrapped Bitcoin, ~$11.7M deposited at 0.69% APY

Additionally, Native org supports a growing list of Listed Tokens tradeable against these base pools. Use the Listed Tokens tab on the Native org app to see the full current list.

Base Tokens in Native org are the primary, high-liquidity assets that form the foundation of each credit pool. Liquidity providers deposit base tokens and earn yield. These are well-established assets like USDT, WETH, USDC, and WBTC.

Listed Tokens are additional tokens that traders can swap into or out of using the Native org pools as the underlying liquidity layer. Listed tokens benefit from the deep base token liquidity without requiring their own dedicated pool, making Native org very efficient for the long tail of tokens.

Embed Native org liquidity into your DeFi application

Native org offers a developer-friendly integration path for protocols, wallets, and aggregators. The integration process includes:

• Reviewing the official developer documentation at docs.native.org
• Using the Native org API to request quotes and execute swaps programmatically
• Accessing the Integration page at native.org/app/integration for configuration options
• Contacting the Native org team via Discord or Twitter for partnership support

Integration gives your users access to Native org liquidity depth and competitive pricing without building your own market-making infrastructure.

Yes. Native org provides an analytics page accessible via the main navigation. The analytics dashboard includes data on pool utilization, total value locked, trading volumes, and APY history. Developers can also access on-chain data directly from the Native org smart contracts for custom analytics integrations.

Native org is currently in BETA. The smart contracts powering Native org are deployed on-chain and have undergone internal review. Native org recommends users consult the official documentation for the latest information on audits and security practices.

As with any DeFi protocol, users should:

• Only deposit funds they can afford to lose during the beta period
• Verify contract addresses through official Native org channels
• Stay updated via the Native org Discord and Twitter for any security announcements
• Understand smart contract risks inherent to all DeFi protocols

Providing liquidity on Native org involves the following risks:

• Smart Contract Risk — Bugs or exploits in the Native org contracts could result in loss of funds
• Credit Default Risk — If a market maker fails to repay credit, the pool could experience shortfalls
• Withdrawal Risk — High utilization may temporarily delay withdrawals
• Market Risk — Asset prices can fluctuate, affecting the value of deposited collateral
• Beta Risk — As a beta product, Native org may have undiscovered issues

Native org is designed to minimize these risks through its credit pool architecture and smart contract safeguards, but no DeFi protocol can guarantee zero risk.

Native org currently operates on Ethereum mainnet for its credit pool and swap products. The platform is designed with cross-chain expansion in mind, and additional network support is part of the Native org roadmap.

Check the official Native org documentation and community channels for announcements regarding new network deployments. The Native org team regularly communicates updates via Twitter and Discord.

Cross-chain functionality is referenced in Native org's keyword profile as a long-term goal ("cross chain"). Currently, the platform focuses on Ethereum mainnet operations. As Native org expands, cross-chain liquidity and swaps are expected to be added.

The Native org architecture using credit-based pools is well-suited for future cross-chain expansion as it does not depend on maintaining symmetric liquidity on both sides of a pair.

The Native org credit pool model offers several key advantages for liquidity providers compared to traditional AMMs:

• Reduced Impermanent Loss — Because market makers provide directional quotes rather than passive AMM liquidity, LPs are less exposed to impermanent loss
• Higher Capital Efficiency — The credit system means more trading volume can be supported per dollar of deposited liquidity
• Competitive Yields — Native org can offer higher APY than comparable lending protocols due to this efficiency
• Simplicity — LPs simply deposit a single asset and earn — no need to manage paired positions

Native org vs Automated Market Makers

Traditional AMMs like Uniswap use a constant-product formula (x * y = k) to determine swap prices algorithmically. This requires paired liquidity on both sides of each trading pair and exposes LPs to impermanent loss whenever prices diverge.

Native org takes a fundamentally different approach:

• Professional market makers provide quotes using credit from single-asset Native org pools
• Prices are not determined by a formula but by competitive market-maker quoting
• LPs deposit single assets, avoiding the complexity of managing LP pairs
• The result is typically better prices for traders and better yields for LPs

This makes Native org more similar to an RFQ (Request-for-Quote) system than a traditional AMM, combining the benefits of professional market-making with on-chain transparency.

Traders benefit from Native org in several ways:

• Better Pricing — Professional market makers compete to provide the best quotes, often beating AMM rates
• Reduced Slippage — The credit pool model supports large trades with lower price impact
• On-Chain Settlement — All trades settle on-chain ensuring full transparency and self-custody
• Wide Token Support — Native org's listed token model allows trading many tokens against deep base liquidity